MENTA Tip — Terms, Privacy & Risk

Risk disclosure — read this one

MENTA Tip is custodial. That is the trade-off.

When you deposit, we hold your crypto for you. That is what makes tipping instant and free — but it means you are trusting an operator, exactly as you would with an exchange. If you want sole control of your keys, keep your funds in your own wallet and only deposit what you intend to tip.

Treat it as pocket money, not savings

MENTA is built for small community balances: tips, drops, prizes. It is not a bank, a savings account, or a place to store meaningful wealth. Balances are not insured by any government scheme, and there is no deposit protection of any kind.

What could go wrong

Operator risk. Servers can be compromised, keys can be lost, mistakes happen. We split hot and cold storage and publish live proof of reserves to make problems visible early, but no system removes this risk.
Blockchain risk. Sending to the wrong address or the wrong network usually means the funds are permanently unrecoverable. On WAX, a deposit without your memo needs manual rescue and may not always be possible.
Token risk. We list thousands of tokens. Listing is not an endorsement, an audit, or a claim that a token has value. Many will go to zero. Some tax their own transfers; some may be outright scams by their creators.
Availability risk. Chains halt, nodes fail, Discord goes down. Deposits and withdrawals may be delayed or paused.

Not financial advice

Nothing here or in the bot — including prices, market caps, rankings or featured placements — is investment advice or a recommendation to buy anything. Featured slots are a paid or promotional placement, not a quality signal. Do your own research.

MENTA has no token

There is no MENTA coin or native token. We have never issued one, there is no presale and no airdrop, and nothing here is an offer or solicitation to buy any asset. Anybody selling a "MENTA token" is not connected to us.

Every symbol in the bot is a third-party token listed on request, including CHAD. Sponsored placement is paid promotional space and says nothing about a token's quality, safety or prospects. Listing is not endorsement, and none of it is financial advice.

Our relationship with CHAD, stated plainly. MENTA Tip is operated by CHAD Labs, which also issues the CHAD token. The service and the token are separate things: MENTA does not run on CHAD, does not require it, is not backed by it and does not hold it as a reserve asset. Every feature works identically for a server that never touches it. CHAD is listed and sponsored on the same commercial terms available to any other project, and any CHAD held by MENTA is a user's deposit — the same as their USDC, SOL or WAX. We disclose this because the names are similar, not because the systems are.

Terms of service

What you get

A custodial balance you can tip, drop, rain and withdraw with, across the chains and tokens we support. The service is provided as is, free of charge for community use, with no guarantee of uptime, performance, or continued availability of any particular token or chain.

Fees, in full

There is no charge to add MENTA Tip, hold a balance, or move value between members: tips, rains, airdrops and every game drop take no cut whatsoever — the amount you send is the amount that arrives.

Withdrawals carry a flat $0.02 fee on Optimism, Arbitrum, Avalanche and Polygon, taken from the withdrawal in the token being sent and converted at the live price. It covers the network gas, which on those chains runs between $0.0002 and $0.004; the margin exists so the fee does not need changing every time gas moves, not as a revenue line. WAX is free (it has no per-transaction cost). Base is free for as long as we fund its gas ourselves — if that reserve runs down the chain moves to the same $0.02 rather than stopping, and the site says so at the time. Ethereum mainnet and BNB Chain are not currently available: mainnet gas is too expensive to run honestly, and BNB Chain has no usable public node for our deposit scanner.
Peer-to-peer trades charge the taker 1% of the asset they receive. The maker is paid exactly the amount their offer advertised, and the fee is printed on the offer card before anyone commits to it. Nothing is taken from an offer that expires or is cancelled — escrow is returned in full.
Auto-mode house cards. Between rounds of an auto-hosted game session, MENTA may show one promotional card for another product we run. It never interrupts a live round, and a server admin can switch it off in /setup without losing any other feature.
Some tokens charge their own transfer tax on-chain. That is the token's rule, not ours; we credit and debit the amount that actually moved.

If we ever introduce a new fee, it will be stated here and on the front page before it applies.

Your responsibilities

You are responsible for your Discord account's security. Anyone who controls your Discord account controls your MENTA balance. Enable two-factor authentication.
Send only supported assets, on the stated network, to the address the bot gives you — and on WAX, always include your memo.
Check withdrawal addresses carefully. On-chain transfers cannot be reversed by us or anyone.
You confirm you are of legal age where you live and that using a custodial crypto service is lawful there.

What we may do

Pause deposits or withdrawals for a token or chain — for example during an incident, or when a payout wallet needs funding. Where a pause is deliberate, we state it publicly rather than failing silently; the reserves page and the site's chain table show live status.
Freeze an account we reasonably believe is being used for fraud, theft, abuse of other users, or to break the law.
Delist a token, or refuse to list one, for any reason.
Correct errors. If a bug credits someone money that was never received, we will reverse it — visibly, as a new ledger entry, never by silently editing history.
Change these terms. Material changes will be announced before they take effect.

If the service ever shuts down

We will announce it in advance and keep withdrawals open for a clearly stated wind-down period so people can take their funds out. The failure mode that motivated this project — a tip bot going quiet while holding user balances — is the one we intend never to repeat.

Limits of liability

To the maximum extent the law allows, CHAD Labs is not liable for indirect or consequential losses, for losses caused by user error (wrong address, wrong network, missing memo, compromised Discord account), for the value of any token, or for third-party failures including Discord, blockchains, RPC providers and price feeds.

Privacy

What MENTA reads in Discord

Messages, in channels where she is present, for four jobs:

to run the $ commands you type;
to check answers to an open game drop, and pay the winners;
to answer you when you mention her or reply to her — and, in channels where she hosts games, to comment now and then on a message or a posted picture;
to keep a server’s promotion channel, if it has set one up, for promotions only.

The server’s member list, only while one of these runs: tipping a whole role or the whole server, token-gated roles (a role given to members who hold enough of a token, and taken back when they fall below), and the game role. The list itself is not stored.

What we store

Your Discord user ID and username, so balances have an owner.
Your balances and transaction history — an append-only ledger of every transfer, which by design is never deleted or edited.
Deposit addresses derived for you, and the on-chain transactions associated with them.
Server IDs and channel IDs where you use the bot, plus a timestamp of recent activity so features like $rain can find active members, and the role IDs a server sets up for tipping or token-gated roles.
Short messages that read as feedback about the games (“more trivia please”), stored without the author and deleted after 14 days.
Topic words for a channel (“football”), so games can match what a room asks for. They fade and are deleted within a few weeks.
Up to 8 short notes per member, from their own conversations with MENTA, so she remembers them. Never balances, wallets or numbers. $privacy off deletes them.

Commands and game answers are acted on, not kept as text.

The AI that writes MENTA’s replies

When MENTA answers or comments, the message (or the picture) is sent to xAI to write her reply. xAI’s API does not train its models on what it is sent; it keeps requests for up to 30 days to investigate abuse, then deletes them. We never use Discord data, including message content, to train any AI model, and we do not send it to any provider that would.

Your choices

$privacy off — MENTA stops answering or remembering your chat, sends nothing you say to the AI, keeps none of your messages as feedback, and deletes her notes about you at once. Commands and game answers still work. $privacy on switches it back.
Server owners: $remove all menta in a channel, and she stops talking there and keeps no message from it. $run menta undoes it.

What we do not collect

No email, no legal name, no address, no phone number, no documents. We do not sell data, and we do not run advertising trackers on this site.

What is public

Amounts, assets and transfer types appear on the public ledger feed and reserves page. Identities are not attached to them — the feed says "a member tipped a member". Tips announced in a channel are, of course, visible to that channel. Blockchain transactions are public by nature.

Deletion

You may ask us to remove your username and disassociate your account. Ledger entries themselves cannot be deleted — they are what makes the books provable — but they can be detached from your identity once your balance is zero. Withdraw first, then ask. MENTA’s notes about you go the moment you type $privacy off, and feedback lines delete themselves after 14 days.

Which servers may use MENTA

MENTA is a custodial money service running inside other people's communities, so not every server is one we will operate in. Three rules, applied to every server, enforced by the bot and by the API alike — an API key is not a way around anything the Discord side refuses.

1. Fifty members

A server needs at least 20 members before MENTA will move money in it. Below that the bot stays quiet: tips, drops, storms, games and API writes are all refused.

This is not a judgement about small communities. It is that a two- or three-person server is the shape almost every abuse case takes — farming the referral bounty, cycling funds between accounts nobody can see, testing an exploit somewhere unobserved. Fifty real people is cheap for a genuine community and expensive for a farm.

Nothing is lost while a server is under the line. Balances stay exactly where they are, everyone can still spend or withdraw elsewhere, and the whole thing switches on by itself the moment the server passes twenty. If you have a good reason to be let in early, ask — we can waive it.

2. Subject to inspection

Any server using MENTA may be reviewed at any time, and switched off if it breaks these rules. We look at public, server-level information: name, size, activity, how the bot is being used, and anything reported to us. We do not read private messages and we do not need to.

Reviews are done by a person, not automatically, and a decision can be appealed by asking in the MENTA server.

3. No adult or abusive content

MENTA does not operate in servers that exist for, or substantially host:

Adult or sexual content, including servers Discord itself flags as explicit — that flag is enforced automatically;
Anything sexualising minors, which is reported to Discord and to law enforcement rather than merely blocked;
Harassment, hate or violence against people or groups;
Scams, fraud, laundering or theft, including tipping used to move the proceeds of any of them;
Illegal goods and services, or gambling operated as a business rather than as a game inside a community.

Games with prizes are welcome — that is most of what MENTA is for. A casino is not.

What happens when a server is switched off

The bot stops moving money there. That is all it does.

Nobody's balance is touched. Every token anybody was tipped is still theirs, still spendable in any other server, and still withdrawable to their own wallet. Confiscating from members because an administrator broke a rule would punish exactly the wrong people, so we do not do it. The single exception is funds we are legally required to freeze, which means credible evidence of theft or a lawful order — and in that case the person holding them is told why.

These rules apply to the API in the same way and for the same reasons. A key issued in a server that is later switched off stops being able to send, and keeps being able to read.

Fair use & abuse

Rate limits, per-user daily withdrawal caps and per-server rules exist to keep the service usable and solvent. Attempting to farm tips with fake accounts, exploit bugs, or move funds for someone else's fraud will get an account frozen and, where funds are stolen, reported.

If you find a bug — especially one affecting balances — tell us before using it. Reporting it in good faith is treated as help, not as an offence.

Contact

MENTA Tip is operated by CHAD Labs — Our Discord chadlabs.io. For support, a bug report, a listing request or a deletion request, reach us in the Discord community where you use the bot, or through the contact channels on chadlabs.io.

One honest note about jurisdiction

Custodial crypto services are regulated differently around the world, and rules for holding other people's funds can be strict. MENTA is offered for small community tipping and is not available where that would be unlawful. If you are unsure whether you may use it, assume you should not until you have checked.